Financing Solutions
Equipment Financing for Growing Businesses
Get the trucks, machines, and technology your business runs on — and keep your working capital where it belongs.
- New & used equipment
- 24–60 month terms
- Approvals in 48 hours of document submission
- Application-only programs up to $250K
What it is
The plain-English version
Equipment financing lets you acquire business equipment and pay for it over its useful life instead of writing a check up front.
The equipment itself serves as the primary collateral, which is why approval standards are usually more flexible than for an unsecured loan — and why financing can often be arranged even when a bank has declined a general credit request.
Structures include equipment loans, capital leases with a nominal buyout, fair-market-value leases, and sale-leasebacks on equipment you already own free and clear.
What you'll need to apply
- Equipment quote or invoice
- One-page application
- Three months of business bank statements
- Full financials are typically required on requests greater than $250K
How it works
From request to funded
- 01
Send us the equipment quote or invoice and complete a one-page application.
- 02
We match the request to lenders who specialize in your equipment type and industry.
- 03
You review the structures — term, payment, and end-of-term options — and choose.
- 04
The lender pays the vendor directly and your equipment ships.
Who it's for
Ideal-fit scenarios
- Contractors adding a machine to take on bigger jobs
- Trucking companies expanding a fleet
- Machine shops replacing aging CNC equipment
- Medical and dental practices financing imaging or operatory build-outs
- Restaurants outfitting a new location
- Any business that has found the right piece of used equipment at auction or from a private seller and needs to move fast
Common uses
What clients use it for
Trucks, trailers, and fleet
Day cabs, sleepers, dumps, box trucks, reefers, and trailers — including owner-operators adding a second unit.
Shop and jobsite equipment
CNC machines, presses, excavators, skid steers, loaders, cranes, and attachments, new or off the auction block.
Practice and facility equipment
Imaging, dental chairs, lab and veterinary equipment, commercial kitchen packages, and full build-out financing.
Questions
Good to know
All terms are indicative and subject to lender approval, credit review, and underwriting. Actual structure varies by product, lender, and applicant qualifications.
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Tell us what you need and we will bring you real options from our national lender network — with no upfront fees and no impact to your personal credit to look.