Financing Solutions
Commercial Real Estate Financing Built Around the Property and the Plan
We source business-purpose financing for purchases, improvements, refinancing, and investment property projects.
- Fix-and-flip and bridge loans
- DSCR investment property loans
- SBA owner-occupied real estate
- Mezzanine and gap financing
What it is
The plain-English version
Commercial real estate financing supports business-purpose property transactions: purchasing or refinancing an owner-occupied building, acquiring an income-producing property, renovating and reselling an eligible project, or bridging a property from acquisition through stabilization.
The right structure follows the property and the plan. Atlas reviews cash flow, collateral, occupancy, sponsor experience, renovation scope, and exit strategy, then presents the request to lenders whose programs fit the transaction. Options may include DSCR, bridge, fix-and-flip, SBA, conventional, and mezzanine financing.
What you'll need to apply
- Property address, type, occupancy, and transaction summary
- Purchase contract, payoff statement, or use-of-proceeds detail
- Rent roll and property operating history, when applicable
- Renovation scope, budget, and exit plan for project financing
- Sponsor experience, entity documents, and financial information
How it works
From request to funded
- 01
We review the property, purchase or refinance objective, occupancy, project budget, and intended exit strategy.
- 02
We assemble a clear package with property financials, sponsor information, transaction documents, and the business plan.
- 03
We place the request with real estate lenders whose credit criteria and structure align with the transaction.
- 04
We coordinate the process through underwriting, valuation, third-party reports, conditions, and closing.
Who it's for
Ideal-fit scenarios
- Business owners purchasing or refinancing the property their company occupies
- Real estate investors financing income-producing commercial or multifamily property
- Experienced operators acquiring and improving eligible fix-and-flip projects
- Sponsors who need bridge financing before a property qualifies for permanent debt
- Borrowers seeking an SBA structure for eligible owner-occupied commercial real estate
- Projects with a documented gap between senior debt and available sponsor equity
Common uses
What clients use it for
Fix-and-flip and bridge
Shorter-term financing for acquisition, renovation, lease-up, or stabilization before a sale or permanent refinance.
DSCR and investment property
Property-income-focused financing for qualifying commercial, mixed-use, and multifamily investment assets.
Owner-occupied, SBA, and mezzanine
Conventional or SBA options for eligible business property, plus subordinate financing when a sound project has a capital gap.
Questions
Good to know
All terms are indicative and subject to lender approval, credit review, and underwriting. Actual structure varies by product, lender, and applicant qualifications.
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Tell us what you need and we will bring you real options from our national lender network — with no upfront fees and no impact to your personal credit to look.